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WebAnswer (1 of 6): I expect the other answers here are pretty much correct. But since it’s up to the insurance companies (not the police or judicial system), your premiums could rise … WebMay 3, 2024 · Yes, your insurance will go up after someone hits your parked car if you file a claim with your collision insurance or uninsured motorist coverage. If the driver who hit your parked car is identified and has insurance, then you can file a claim with their property damage liability insurance, which won’t raise your rate. WebIf the accident wasn’t your fault, you can use a credit hire company instead of making a claim through your insurance company. A credit hire company pays for the cost of you hiring a replacement vehicle while yours is being fixed, and pays for the cost of repairs. The company then claims back these costs from the insurance company of the ... how to slim your face quickly